Protect Your Home from Water Damage

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Did you know, water damage is more likely to occur in your home than fire damage? We protect our homes from catastrophes, but water damage could be just as dangerous.

Plumbing leaks are common anywhere there is running water, such as:

  • Toilets
  • Faucets/Sinks
  • Dishwashers
  • Ice makers
  • Water heaters
  • Tubs/showers
  • Washing machines
  • Internal pipes and hoses

Water damage isn’t only a problem financially; it can lead to serious health risks from chemicals, toxins and mold, such as rashes, asthma or other chronic health conditions. Additionally, recent studies have shown that children with prolonged exposure to water damaged rooms in their home are at a higher risk of developing eczema.

Whether from a slow leak or flooded basement, water damage can be devastating, but there are things that a homeowner can do to mitigate or minimize the extent of the damage.

  • Check for leaks or cracks in hoses that run to the washing machine, dishwasher and refrigerator at least once a year and replace these hoses every five to seven years.
  • Be sure the caulking around tubs and showers is free of cracks.
  • Know where your water main is located and how to shut it off.
  • Install floor pans under appliances to prevent damage from slow, undetected leaks.
  • Use water leak alarms, which will alert you to a leak in basements, laundry rooms, bathrooms, kitchens and sump pumps.
  • Buy a water flow monitoring system, which attaches to your water main and, if flow that exceeds normal use is detected, will automatically shut off the flow of water into your home.

Investing in your aging infrastructure

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Aging infrastructure is a growing concern for homeowners in North America and many communities took note of the problems facing not only city infrastructure, but homeowners as well.

While Canada is home to only 0.5% of the worlds population, it contains approximately 7% of the worlds renewable water supply according to Environment Canada. For Canadians, water and sewer lines that bring fresh water and remove waste are essential as Environment Canada identified Canada as one of the highest water uses per capita in the world. A pinhole leak in a water pipe can release thousands of gallons of clean water into the ground. In areas prone to excessive heat and droughts, water is a precious resource few can afford to waste. Additionally, a leaking sewer system can release thousands of gallons of ground pollution into the environment if left broken. People rely on these lines daily to bring fresh water and remove waste from their homes. Their continued functionality is essential to everyday life and maintaining the health and environment of all communities. 

Environment Canada estimates up to 30% of the total water entering supply-line systems is lost to leaking pipes.

While we can’t completely prevent failures to service lines, homeowners can protect their infrastructure with programs like Service Line Warranties of Canada’s warranty program.

For more information, please visit:

Environment Canada
http://www.ec.gc.ca/default.asp?lang=En&

Water Use
http://ec.gc.ca/eau-water/default.asp?lang=En&n=2AE761EC-1 

Water Wise
http://ec.gc.ca/eau-water/default.asp?lang=En&n=F25C70EC-1

Sewer backups could lead to health problems

Ill man with a feverRaw sewage left untreated contains a variety of pathogens, chemicals and nutrients – many of which pose a serious health risk. Additionally, research shows billions of gallons of raw sewage flow into waterways every day, putting the health of millions of people at risk.

When sewage backs up into the home, the overflow leaves behind germs on the surfaces with which it’s been in contact. The degree of danger depends on how long the sewage was in contact with a surface, the type of materials contaminated by sewage and how long the occupant was exposed to the sewage. Left untreated, exposure to sewage could leave you with gastrointestinal (GI) distress, hepatitis, skin rashes or infections. In extreme cases, sewage can also contain rat urine, which could lead to Weil Disease – which can result in liver and kidney damage if not treated and can be fatal.

While sewage germs are rarely airborne, in an emergency it’s important to seal off any backups until a professional can rectify the situation. If you must handle raw sewage to clean, always use protection, including rubber gloves, eyewear, long pants and a long-sleeved shirt. If available, a breathing apparatus is highly recommended.

If you discover a backup, remember:

  • Contact your warranty service provider and/or a local professional about the situation.
  • If there is standing water near electrical appliances or outlets, turn off the power to that location.
  • Do not flush toilets or drain sinks. If you must continue using sinks, plug the drain or use a bucket until the drains have been cleared.
  • Keep children and pets away from the sewage.
  • Wash your hands immediately after coming into contact with raw sewage and never touch it without gloved hands.
  • If your home has a septic system, contact the local health department for advice on how to properly dispose of the water/sewage.
  • Contact a professional to clean up large jobs to ensure you eliminate the possibility of health risks.

Do I need a water or sewer line warranty?

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It’s not uncommon to have homeowners tell us they don’t need a water or sewer line warranty because their lines haven’t broken and will never break. While we’ve uncovered this is far from the truth – many homeowners are unsure if they need a water or sewer line warranty. When evaluating whether or not to purchase a water or sewer line warranty, homeowners must first understand the coverage details. Warranties are not the same as insurance. While insurance typically covers damage to personal property as a result of service line failures, disasters and extreme circumstances (such as fire, flood, etc.), warranties focus on normal wear and tear – such as aging, ground shifting and tree root intrusion. Problems due to normal wear and tear with the sewer and water lines located outside the home are usually not covered under traditional homeowner’s insurance policies and could be very costly to replace or repair.

When considering whether or not to invest in a water or sewer line warranty, consider the following:

Age of the home
It’s common knowledge as products age, the failure rate increases. While newer homes with PVC pipes may be at lower risk than a 50-year-old home with clay pipes, the age of your home can help determine your need. As homes age, so does the infrastructure supplying water to and removing waste from them.

Types of pipes and length of lines
Do you know of what materials the water and sewer lines inside and outside of your home are made? Some materials are more prone to problems and have shorter life expectancies than others. Knowing what the lines are made of can help determine the level of risk. In addition, the longer the line, the greater the risk of failure and the higher the cost to replace them.

Weather
Weather conditions can affect a pipe’s life expectancy and conditions as they swell with changes in temperature and ground shifting. If the area in which you live is prone to heavy rainfall, droughts or extreme temperature changes – your infrastructure could be at risk.

Plants
The closer your water and sewer lines are to the ground’s surface and  plants and trees, the greater the chance of roots permeating the pipes. It only takes a small pinhole for a root to begin to infiltrate the line, which may result in a leak, clog or break.

Cost
What is the cost-benefit ratio? Should you pay a small monthly fee for the warranty or do you have enough in your emergency fund to pay for a repair that could cost from $1,300 to $3,500 or more?

Fine Print
Check out the Terms and Conditions of the warranty. Do they adequately cover your particular situation?

Company
Before buying any product, do your homework; research financial stability, outstanding consumer complaints, etc.

Time
One of the many benefits of participating in a maintenance or warranty program is the ability to make one call to solve the problem. If your service line breaks, consider the time invested in locating a qualified, local plumber and scheduling the visit, which may require taking time off from work and is disruptive to your daily routine.